Finance (FINC) Courses

FINC 250 Personal Finance Planning for Professionals
3 hours. In this course, we will cover Topics 1-21 of the CFP Board Principal Knowledge Topics. Areas of focus will include: the financial planning process, the client/planner relationship, communication and counseling, personal financial statements, cash flow management and financing strategies, time value of money, economic concepts, financial institution regulation, consumer laws, and CFP Board's Code of Ethics, Rules of Conduct, Practice Standards and Disciplinary Procedures
Prerequisites: BUSN 120 Personal Finance, ACCT 271 Principles of Financial Accounting, BUSN 240 Statistics for Business and Economics and ECON 202 Principles of Macroeconomics.

FINC 260 Business Finance
3 hours. An introduction to the finance function of a business entity. Specific topics to be studied include capital budgeting, cost of capital determination, sources of financing, leverage and its effect on the profits and risk of business, and managing the asset mix and capital structure of a business.
Prerequisites: ACCT 271 Principles of Financial Accounting, ACCT 272 Principles of Managerial Accounting (may also be a co-requisite), ECON 202 Principles of Macroeconomics and a college level statistics course 200 level or higher. Students who've taken PSYC 240 or SOCI 340 must also have completed MATH 150 or higher, or have a SAT math score of 620 or higher or an ACT score of 28 or higher..

FINC 275 Field Experience
1-6 hours. Supervised experiences in businesses, nonprofit organizations and public agencies.

FINC 285 Selected Topics
1-3 hours. Occasional special courses chosen to fit the interests and needs of students and faculty.

FINC 300 Intermediate Financial Management
3 hours. This course is a second-level financial management course that provides more depth in the study of the analysis of financial statements, working capital management and obtaining credit. Students will determine the cost of capital of a firm and apply its use in capital budgeting and asset valuation.
Prerequisite: FINC 260 Business Finance.

FINC 310 Insurance Planning and Risk Management
3 hours. In this course, we will cover Topics 22 – 32 of the CFP Board Principal Knowledge Topics. Areas of focus will include: principles of risk and insurance, risk exposure, health insurance, disability insurance, long-term care insurance, annuities, life insurance, taxation, business insurance, needs analysis, policy selection, property and casualty insurance.
Prerequisite: FINC 250 Personal Financial Planning for Professionals.

FINC 320 Income Tax Planning
3 hours. In this course, we will cover Topics 42 – 51 of the CFP Board Principal Knowledge Topics. Areas of focus will include: tax law fundamentals, compliance, tax calculations, taxation of business entities, trust and estate tax, alternative minimum tax, tax reduction techniques, property transactions, passive activity and at-risk rules, tax implications of special circumstances, charitable contributions and deductions.
Prerequisite: FINC 250 Personal Financial Planning for Professionals.

FINC 330 Estate Planning
3 hours. In this course, we will cover Topics 63 – 72 of the CFP Board Principal Knowledge Topics. Areas of focus will include: property titling, transferring property, documents, gift and estate tax compliance, estate liquidity, trusts, marital deductions, intra-family transfer, postmortem estate planning.
Prerequisite: FINC 250 Personal Financial Planning for Professionals and FINC 320 Income Tax Planning.

FINC 340 Financial Markets and Institutions
3 hours. This is an exploration of financial markets and institutions. The course will examine the role of depository institutions, insurance companies, investment banks and other financial intermediaries in the global economy. Topics include recent developments in financial markets and in the regulatory environment of these markets and institutions.
Prerequisites: ECON 201 Principles of Microeconomics, ECON 202 Principles of Macroeconomics and FINC 260 Business Finance.

FINC 399 Cross-Cultural Study
3 hours. This course offers in-depth discipline-specific cross-cultural study designed to enhance the intercultural emphasis of various academic majors. The course includes class meetings followed by travel to various locations throughout the world. Students will use core disciplinary knowledge to serve, learn and interact with other cultures. (Offered in May Term. Students must meet eligibility requirements.) Additional course fee is required.

FINC 450 Investment Planning
3 hours. In this course, we will cover Topics 33 – 41 of the CFP Board Principal Knowledge Topics. Areas of focus will include: characteristics, uses and taxation of investment vehicles, types of investment risk, measures of investment returns, asset allocation and diversification, bond and stock valuation, portfolio development and analysis, investment strategies, and alternative investments.
Prerequisites: FINC 250 Personal Financial Planning for Professionals, FINC 320 Income Tax Planning and FINC 260 Business Finance.

FINC 460 Financial Analysis and Strategy
3 hours. This course will emphasize financial forecasting, modeling and simulation to determine the impact of management decisions on profitability, financial position and cash flows of the firm. It will also focus on the analysis of risk and return, risk management, and capital structure.
Prerequisite: FINC 300 Intermediate Financial Management.

FINC 470 Retirement Planning
3 hours. In this course, we will cover Topics 52 – 62 of the CFP Board Principal Knowledge Topics. Areas of focus will include: retirement needs analysis, Social Security, Medicare, Medicaid, retirement plans, plan rules, tax advantages, regulatory considerations, distribution rules, retirement strategies, and business succession planning.
Prerequisites: FINC 320 Income Tax Planning and FINC 450 Investment Planning (may also be a co-requisite).

FINC 475 Field Experience
1-6 hours. Supervised experiences in businesses, nonprofit organizations and public agencies. Pass/No Pass.

FINC 485 Selected Topics
1-3 hours. Occasional special courses chosen to fit the interests and needs of students and faculty.

FINC 490 Seminar in Finance
3 hours. This seminar will focus on current issues and developments in the field of finance.
Prerequisites: FINC 300 Intermediate Financial Management and senior standing.

FINC 491 Personal Finance Planning Capstone
3 hours. TIn this course, we will cover all 72 topics of the CFP Board Principal Knowledge. Topics. We will tie together the concepts by constructing a financial plan. The focus of this course is on case study application. Areas of focus will include: cash flow and financial situation, income tax evaluation, education funding evaluation, retirement evaluation, risk management/insurance evaluation, estate planning evaluation, and plan construction and communication.
Prerequisites: FINC 310 Insurance Planning and Risk Management, FINC 330 Estate Planning, FINC 470 Retirement Planning, and FINC 450 Investment Planning.

FINC 495 Individualized Study
1-3 hours. Individualized study of subjects outside regular offerings of particular interest to business and economics majors. Regular reading reports and conferences are scheduled.
Prerequisite: upper-division majors and by permission.